Workers Comp - Underwriting Programs

Workers Comp Underwriting Programs

For more than 10 years MPG has underwritten Workers Compensation solutions for the marine community. Our underwriting programs have solutions for all types of risks, from small artisans to large national accounts, with or without USL&H.

Our in-house underwriting programs are detailed below, indexed by insurance carrier.

PMA Workers Compensation

  • Available to: Marinas, Boat Dealers, Yacht Clubs, and Marine Contractors
  • Company: Pennsylvania Manufacturer's Association Insurance
  • A.M. Best Rating: A
  • Program Established: 2009
  • Attributes: Custom developed program for the Recreational Marine class of business. State Act and USL&H on an "if any" basis available. Guaranteed cost and High Deductible plans available.
  • Distribution: Offered exclusively through MPG
  • Minimum Premium: No stated minimum
  • Territory: All states
  • For more information contact: Damon Pesce 800.366.8086

AIG Workers Compensation

  • Available to: Marinas, Boat Dealers, Yacht Clubs, and Marine Contractors
  • Company: Commerce and Industry
  • A.M. Best Rating: A
  • Program Established: 2001
  • Attributes: Program for the Recreational Marine class of business. State Act and USL&H on an "if any" basis available
  • Minimum Premium: Varies by State, generally $5,000
  • Territory: All states
  • For more information contact: Damon Pesce 800.366.8086

USL&H Program

  • Available to: Recreational Marine classes and Commercial Marine
  • Company: Commerce and Industry
  • A.M. Best Rating: A
  • Program Established: 2010
  • Attributes: For the true commercial marine risk that has dedicated payroll of at least 15% toward the USL&H class of business. Specialized loss control and claims handling ensure proper care for this specialized class of business.
  • Minimum Premium: $2,000
  • Territory: All states
  • For more information contact: Damon Pesce 800.366.8086

The company listed under each program is the most common used paper. Several other writing companies may be utilized depending on the state or rate plan.

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